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Short Term Major Medical
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Insurance that bridges the gap in your coverage if you are:
  • Between jobs/Out of work
  • Recently graduated and looking for employment
  • Waiting for other long-term coverage to begin
  • Retired early
Up to $1,000,000 of Temporary Major Medical Protection 

Deductible Amounts Available:

$250, $500 or $1,000 per person 

How long does coverage last?

It is designed to provide health insurance on a temporary basis to fill a temporary need. This policy is nonrenewable beyond the initial term. You may elect coverage from a minimum of 30 to a maximum of 180 days, in monthly or daily increments. 

When will coverage be effective?

For faxed applications coverage will begin at 12:01 a.m. the day after a faxed application is received, provided the original application and first premium payment are postmarked within 24 hours of the fax date. Otherwise, coverage will be effective at 12:01 a.m. the day after the application and premium check are received. 

Who is eligible?

  • U.S. residents between the ages of 18 and 59 1/2 who can meet the underwriting requirements.
  • Child only coverage is not available. 
  • Full-time students between the ages of 19 and 24 may be carried as a dependent on their parent's policy.
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