Coverage For Individuals & Their Families
$5,000,000 Lifetime Maximum Benefit Per Insured Person
$1,000,000 Maximum Benefit Per Injury or Sickness

Up to 100% of Eligible Expenses for In-Hospital Expenses
Available in cost-saving
50% & 80% options

• Semi-Private Hospital Room
• Intensive Care
• Neonatal Intensive Care
• Cardiac Care
• Miscellaneous Hospital Fees
• Surgeons' Fees
• Assistant Surgeons' Fees
• Anesthesiologists' Fees
• Pathologists' Fees/Radiologists' Fees
• Recovery Room/Operating Room
• Professional Ambulance
• Attending Physician Fees
• Organ Transplants up to $1,000,000.00
• Physiotherapists
• Second Surgical Opinion

Optional Riders

• Hospital Confinement Deductible Benefit Rider
• Accident Expense Benefit Rider
• Maternity Benefit Rider
• Hospital Indemnity Benefit Rider

Insurance Plan Features

• 24-hour coverage
• Vanishing Deductible Feature
• Cannot single out for rate increase
• Cannot single out for cancellation
• Emergency Coverage Worldwide
• No monthly administrative fee
• Competitive Rates
• No Required Pre-Certification for Hospital Confinement
• Choice of Doctors
• Choice of Hospitals
• Choice of Deductibles
• Maximum of three Deductibles per year per family
• Common Accident Provision
• Calendar Year Deductible Carryover
• Continued Coverage Benefit
• Home Health Care
• Same Day Surgery Facility
• Hospice Care
• Annual Mammograms

Program Features

• No hidden costs
• Prompt claim service
• Customer Service 800 number

Claims Hot Line 800 number