Association Group Major Medical Coverage
For Individuals & Their Families
$5,000,000 Lifetime Maximum Benefit Per Insured Person
$1,000,000 Maximum Benefit Per Injury or Sickness

. Up to 100% of Eligible Expenses for In-Hospital Expenses Available in cost-saving 50% & 80% options Semi-Private Hospital Room Intensive Care Neonatal Intensive Care Cardiac Care Miscellaneous Hospital Fees Surgeons' Fees Assistant Surgeons' Fees Anesthesiologists' Fees Pathologists' Fees/Radiologists' Fees Recovery Room/Operating Room Professional Ambulance Attending Physician Fees Organ Transplants up to $1,000,000.00 Physiotherapists Second Surgical Opinion Optional Riders Hospital Confinement Deductible Benefit Rider Accident Expense Benefit Rider Maternity Benefit Rider Hospital Indemnity Benefit Rider

. Insurance Plan Features 24-hour coverage Vanishing Deductible Feature Cannot single out for rate increase Cannot single out for cancellation Emergency Coverage Worldwide No monthly administrative fee Competitive Rates No Required Pre-Certification for Hospital Confinement Choice of Doctors Choice of Hospitals Choice of Deductibles Maximum of three Deductibles per year per family Common Accident Provision Calendar Year Deductible Carryover Continued Coverage Benefit Home Health Care Same Day Surgery Facility Hospice Care Annual Mammograms Program Features No hidden costs Prompt claim service Customer Service 800 number Claims Hot Line 800 number