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Insurance of America Agency, Inc.
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Short Term Major Medical
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Association Group Major Medical Coverage
For Individuals & Their Families
$2,000,000 Lifetime Maximum Benefit Per Insured Person
$1,000,000 Maximum Benefit Per Injury or Sickness
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Up to 100% of Eligible Expenses for In-Hospital Expenses
Available in cost-saving
50% & 80% options
  • Semi-Private Hospital Room
  • Intensive Care
  • Neonatal Intensive Care
  • Cardiac Care
  • Miscellaneous Hospital Fees
  • Surgeons' Fees
  • Assistant Surgeons' Fees
  • Anesthesiologists' Fees
  • Pathologists' Fees/Radiologists' Fees
  • Recovery Room/Operating Room
  • Professional Ambulance
  • Attending Physician Fees
  • Organ Transplants up to $100,000
  • Physiotherapists
  • Second Surgical Opinion
Optional Riders
  • Hospital Confinement Deductible Benefit Rider
  • Accident Expense Benefit Rider
  • Maternity Benefit Rider

  • Hospital Indemnity Benefit Rider
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Insurance Plan Features
  • 24-hour coverage
  • Vanishing Deductible Feature
  • Cannot single out for rate increase
  • Cannot single out for cancellation
  • Emergency Coverage Worldwide
  • No monthly administrative fee
  • Competitive Rates
  • No Required Pre-Certification for Hospital Confinement
  • Choice of Doctors
  • Choice of Hospitals
  • Choice of Deductibles
  • Maximum of three Deductibles per year per family
  • Common Accident Provision
  • Calendar Year Deductible Carryover
  • Continued Coverage Benefit
  • Home Health Care
  • Same Day Surgery Facility
  • Hospice Care
  • Annual Mammograms
Program Features
  • No hidden costs
  • Prompt claim service
  • Customer Service 800 number

  • Claims Hot Line 800 number
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