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Critical Illness

20-Year Renewable & Convertible Term Plan

Critical illness rider, which will pay a percentage of your term life benefit if you are diagnosed with one of the following:

  • Invasive Cancer
  • Coronary Bypass
  • Heart Attack
  • Stroke
  • Kidney Failure
  • Terminal Illness
  • Major Organ Transplant
  • Paralysis
  • Blindness
  • HIV Infection ( for Medical Personnel)


It will pay the percentage selected of the death benefit to a living insured in case of:

  • Female Cancers: breast, ovary, uterus, and cervical
  • Male Cancers: Prostate and testicular
  • It will pay 100% of the death benefit:
  • To the designated beneficiary upon the insured's death.